For All 33bhp Riders.

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AZZ3R

AZZ3R

Wannabie Member
http://www.motorcyclenews.com/MCN/News/ ... uninsured/

Anyone who is insured with ebike & at a 33bhp restriction may need to think about letting them know.

Basicly what their saying is.

Your 'Full' licence will only start once your restriction ends. If you state that you have a 'Full' licence before your restriction ends, your insurance may become invalid & you will lose any NCB earnt with that insurer.

Just to let you know that a 33bhp restrictor is classed as a 'Modification' so when you are looking for new insurance or are ready to buy make sure you click the 'Modifications Tab' and select restricted.

Anyone with Bennetts at 33bhp < your doomed. They state it to be a modification to the performace of the bike due to your restricting its normal working opperation, if your with Bennetts let them know asap & you may either need to pay an additional charge or they are abliged to add whatever they want premium size or they will void the policy due to them classing it as 'you've lie on your policy'.

We all know how MCN are. And we all know that they aren't helping bikers that ride on a day-day basis, so we could just say it's utter crap their talking about. But is deffinatly worth mentioning to insurer.

Also anyone who is riding on a restricted licence & riding a bike which is unrestricted, insurance company's are now looking into sending out return letters, which asks' for a restriction certificate to be provided & be proven that it's been fitted before the insurance policy was taken out. I'm presuming the consequences for this action will be higher, along the lines of revoked licence? Points, heavy fine & void insurance.
 
As far as i'm concerned, they know my date of birth, thus they know my age.

If they know the law they should know it would be impossible for me to have an unrestricted licence so should they ever try and claim it against me they would never win because:

a) they would have illegally insured me
b) they provided no correct option for my licence and the licence details were not fully explained to me.

It would never stand up, they know they would lose should it reach the courts, so i'm not worrying :)
 
Will only be voided insurance, which well they voided anyway by riding a bike not in accordance with their licence.

The FIM certificates are not a legal document and are not required by law. You can even fit and remove your restriction kit yourself.

The insurance companies however can specify whatever terms they like to insure you.

So yeah voided insurance, but they were riding without it anyway the bunch of scabbers.

Wish it was harsher tbh.

Sent from my GT-I9000 using Tapatalk
 
CurlyBlakey said:
As far as i'm concerned, they know my date of birth, thus they know my age.

If they know the law they should know it would be impossible for me to have an unrestricted licence so should they ever try and claim it against me they would never win because:

a) they would have illegally insured me
b) they provided no correct option for my licence and the licence details were not fully explained to me.

It would never stand up, they know they would lose should it reach the courts, so i'm not worrying :)
Click to expand...

Insurance company's would have delt with this before brining into their policys, you'd be lucky to get a court date with them.

They wouldn't have illegaly insured you due to it being posible to lie on insurance documents.
Once you click modification, it is in there as a restriction option to be selected. This has to be selected upon choosing insurance or they have to be informed.

& bloke no it's not a legal document but in the event of a crash a certificate has to be produced, just prove the bike was restricted before the insurance policy was taken out. Insurance company's can also ask for proof of fitment & can give upto 14days to prove it was fitted. Otherwise they can void your insurance, or ask the local police to take your bike for a dyno upon 3days of notification.

You'd think insurance companys would know by your age & the bike that they would automatically quote you for a restricted licence but no. Bennetts will/can increase your policy due to you thinking they already knew.
 
Honestly AZZ3R, no matter how much they can have prepared for this a judge would laugh at them and say the posh version of "f*** you, you're the idiots here"

Anyone can get a court date with anyone, i could get one with the blooming PM if i really wanted!
 
Well it's just letting others know how they are going to start going about insurance & being at 33bhp.

I did all mine over the phone & was asked about restriction so it's been added in the notes the start-finish dates so I'm in no worry.

But this can also be aimed at people age 19-above that took it on a A2 licence.
 
If you don't tell them you're restricted then they'll assume you're not.

When I was on a restricted licence they never asked for proof, and when I rang up to change some other details and mentioned I had a restriction they had to go check if they could still insure me. It was quite a tense moment!

Yeah, you would have thought they'd know by your age but they dont bother to check.
 
Friz said:
It was quite a tense moment!
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Bet it was, it took me about 3days to get my last insurer to send me my NCB, she told me "we don't hold NCB certificates for longer that 3days after the expiration of the insurance" it was about to turn nasty over the phone call. Untill she told me we can email it to you, ended up being her best mate after that moment, haha.
 
Just to let everyone know. This topic cropped up on another forum I am on. The general forum's view about MCN is they arent always reliable, and have been proved wrong a few times. So I emailed the DVLA... Well, I emailed the DSA first thinking they could help, who gave me the details of the DVLA. Anyway
mealexme said:
Hi,
I have recently passed my A2 motorcycle test, both mod1 and mod2 and now have the pink driving licence. I am restricted to 33bhp, but do I now hold a "full" licence? If not, what is it, because it certainly isn't a provisional
Many thanks,
Alex
Click to expand...

And the reply
DVLA said:
Any driving test passed will entitle the licence holder to have a full licence for that category which can be found on the back of the photocard licence.

Any provisional entitlements can be found listed on the paper counterpart licence.

Please note a full standard A licence will entitle you to ride a motorcycle with a power output up to 25kw or 33bhp or a power to weight ratio not exceeding 0.16kw/kg for 2 years, after which any sized bike can be ridden.

I hope this clarifies your enquiry.
Click to expand...
 
I don't delete emails haha.
And yes, I believe so. That's what I had always thought until I read the MCN article (at which point I sent the email) and I think that is what they are saying. Also if you look on your licence on the back it has category A. And then have a look on the counterpart licence, section 2 on the back it says
"At age 17 or over, motorcyclists are restricted to motorcycles up to 25kW and with a power/weight ratio not exceeding 0.16kW/kg, for two years (not counting any period of disqualification) after obtaining the full standard category A licence. After two years any size..."

So don't believe everything you read on the net. And yes, I know that I am kind of saying that you shouldn't believe what I have just said, which is why I just quoted directly from the paper part of a licence I know most/all of you have so you can look for yourselves. Also if you want to be doubly sure, this is the form I filled out when asking them https://emaildvla.direct.gov.uk/emaildv ... ver_7.html so feel free to do the same
 
Bloke said:
Isn't that known as the category A2 though?

Sent from my GT-I9000 using Tapatalk
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that's what I thought, and that's the test I booked on the website when I did mod1 and mod2 (I am 19 btw) but my photo licence says A on the back
 
Ah maybe the A2 enjoy refers to the type of test :) either way you clearly have a full A licence

Sent from my GT-I9000 using Tapatalk
 
My insurance company gave me a HUGE AMOUNT of grief over the 33hp situation, they wouldn't accept any proof I gave them until they finally agreed to phone the garage that dyno tested the bike.
 
CurlyBlakey said:
As far as i'm concerned, they know my date of birth, thus they know my age.

If they know the law they should know it would be impossible for me to have an unrestricted licence so should they ever try and claim it against me they would never win because:

a) they would have illegally insured me
b) they provided no correct option for my licence and the licence details were not fully explained to me.

It would never stand up, they know they would lose should it reach the courts, so i'm not worrying :)
Click to expand...

Insurance companies have a get out clause in the case of "It is your duty to inform us of all relevant information" all ignorance is not a defence in a court of law so a quick call to an insurance company to check if they understand a bike is understood to be restricted or not is worth the 5 mins it will take.
 
Chuckles85 said:
CurlyBlakey said:
As far as i'm concerned, they know my date of birth, thus they know my age.

If they know the law they should know it would be impossible for me to have an unrestricted licence so should they ever try and claim it against me they would never win because:

a) they would have illegally insured me
b) they provided no correct option for my licence and the licence details were not fully explained to me.

It would never stand up, they know they would lose should it reach the courts, so i'm not worrying :)
Click to expand...

Insurance companies have a get out clause in the case of "It is your duty to inform us of all relevant information" all ignorance is not a defence in a court of law so a quick call to an insurance company to check if they understand a bike is understood to be restricted or not is worth the 5 mins it will take.
Click to expand...

Got to agree with Chuckles on this. It's not worth not doing.
 
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